Independent Credit Advisory

Smart finance for growing businesses

Tailored credit solutions and capital advisory for SMEs, mid-market enterprises, and ambitious founders. Transparent terms, fair rates, partnership approach.

Trusted by businesses across the UK
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Business finance consultation
About OAKDENE FINANCE

Independent credit advisory since 2012

We are an independent firm helping businesses navigate complex credit structures. Our mission is to provide transparent, data-driven guidance that balances growth potential with capital preservation.

Who we serve: family offices, institutional investors, mid-market corporations, and private equity sponsors seeking unconflicted credit expertise.

£180M+
Advised capital
97%
Client retention
100%
Independent
Business team meeting

£180M+

Credit arranged

250+

Businesses funded

98%

Client satisfaction

What we offer

Business credit solutions

Tailored financing options designed to match your actual cash flow and growth trajectory.

Working capital

Flexible facilities to manage seasonal demands, supplier payments, and operational cycles. From £10k to £2M.

Commercial mortgages

Property acquisition, refinancing, and development finance for business premises. Terms up to 25 years.

Asset finance

Equipment, vehicles, and machinery financing with competitive fixed terms. Preserve working capital.

Invoice finance

Release cash tied up in unpaid invoices — same-day funding available. Improve cash flow without debt.

Debt advisory

Restructuring, refinancing, and lender negotiation across 30+ lending partners. Reduce costs significantly.

Growth capital

Unsecured and secured facilities for expansion, acquisitions, and new projects. Scale with confidence.

Testimonials

What our clients say

Real feedback from business owners across the UK.

“The team understood our cash flow challenges and structured a facility that actually works for our seasonal business. Transparent, fair, and fast.”

— Sarah J.
Manufacturing

“We needed funding to purchase new equipment. The process was straightforward, and we had the money in days. Highly recommend.”

— Mark T.
Construction

“After being turned down by our bank, OAKDENE FINANCE found us a tailored solution. Lifesaver for our expansion.”

— Emma L.
Retail
FAQ

Frequently asked questions

Clear answers about our credit services.

We work with limited companies, LLPs, sole traders, and partnerships across most sectors — from startups to established businesses with 2+ years of trading history.

Most decisions are made within 48 hours, with funds typically available within 5-7 business days after approval. Urgent facilities can be faster.

Rates vary based on your business profile, trading history, and facility type. We compare across 30+ lenders to find the most competitive terms.

Initial consultations are free. Any arrangement fees are clearly disclosed before you commit, with no hidden charges.

Yes, most facilities allow early repayment without penalty. We'll confirm the exact terms during your consultation.
Contact

Ready to grow your business?

Speak with a credit specialist — no obligation, just clear advice.

Emailinfo@oakdenefin.com
Address15 Oakdene Killay, SWANSEA, SA2 7RX, United Kingdom
Response timeWithin 24 hours

Send us a message